No cost, no obligation
See whether refinancing is worth exploring.
A refinance review compares hypothetical scenarios for your situation — payment, term, cash-out and mortgage insurance considerations — so you can make a decision with clear tradeoffs instead of guesswork. Illustrations only; not a rate quote or a commitment to lend.
What you get
Tradeoffs, plainly explained.
A short conversation
Fifteen minutes by phone, video or in person to understand your loan, your timeline and what you're hoping to change.
Hypothetical scenarios side by side
You get illustrative comparisons — payment, term and break-even considerations — so you can see whether refinancing is worth exploring. Illustrations only; not a rate quote, Loan Estimate or commitment to lend.
An honest recommendation
If staying put is the better move, I'll tell you that and explain what would need to change. No cost and no obligation.
Already decided
If you’re ready to move forward, start the secure application or book a time on my calendar.
Request your refinance review
Takes about a minute. Please don’t include Social Security numbers, account numbers or other sensitive information — use the secure application for that.
Submitting this form does not create a loan application, an approval or a commitment to lend, and no rates or terms are being offered here. Any figures discussed are hypothetical illustrations subject to credit review, income and asset documentation, property appraisal, occupancy, program guidelines and market conditions at the time of application. Refinancing may increase the total cost of your loan over its life. Andrea Nemetz, Mortgage Loan Officer, NMLS #2603670 · Edge Home Finance, NMLS #891464. Equal Housing Opportunity.
How it works
Three simple steps.
No credit pull is required to start the conversation, and there's no cost or obligation at any point.
- Step 1
Share the basics
Approximate home value, remaining balance, loan type and what you'd like to accomplish. Nothing sensitive — no Social Security or account numbers.
- Step 2
We review it together
I follow up personally, usually the same business day, and walk through the tradeoffs including closing costs and how long you plan to keep the home.
- Step 3
You decide
If the scenarios make sense, we move to a full application where your personalized terms and disclosures are issued. If not, nothing happens.