Mortgage guidance that adapts.

I’m a licensed loan officer with more than 14 years of experience in the real estate industry. Holding mortgage, closing agent and real estate licenses gives me a comprehensive perspective on the homebuying process. I can see how a financing decision will land at the closing table weeks before we get there.

Based in the east metro and serving clients from Minnetonka and the surrounding areas, I specialize in guiding borrowers through today’s lending landscape with clarity and confidence. My approach is personal: I take time to understand your financial goals, identify the loan options that actually fit, and make sure you feel informed and supported from application through closing.

I stay current with market trends, lending regulations and new financing programs so the guidance you get is strategic and up to date. With a background in business administration and a genuine interest in helping people build something durable, I treat every file as a long-term relationship rather than a transaction.

When providing mortgage services, Andrea acts in her capacity as a mortgage loan originator through Edge Home Finance Corporation, NMLS #891464. Andrea Nemetz is separately licensed in Minnesota real estate through Fuze Real Estate, where she practices as a Real Estate Advisor. These are separate businesses. Mortgage and real estate services are offered by separate companies. You are not required to use one service in order to obtain the other and may choose providers independently.