the Twin Cities metro · Hennepin, Ramsey, Washington, Dakota and Anoka counties
Mortgage financing across the Twin Cities metro.
Minneapolis, Saint Paul and the surrounding suburbs behave like several different markets at once. The right loan depends on the property type as much as the borrower.
The local market
What financing looks like in the Twin Cities metro.
Metro property types run from Minneapolis duplexes and Saint Paul historic homes to suburban new construction and small investment portfolios. Each carries different appraisal, occupancy and reserve requirements.
House hackers financing 2–4 unit properties, first-time buyers, and investors using DSCR qualification all work well here. Owner-occupied multi-unit financing remains one of the most underused tools in the metro.
For illustration only. Not a commitment to lend, a rate quote, or a Loan Estimate. Actual payments and terms depend on credit, property, program and market conditions at the time of application.
Areas covered
- Minneapolis
- Saint Paul
- Edina
- Bloomington
- Roseville
Programs used most here
- 2–4 unit owner-occupied
- DSCR investor
- Conventional
- FHA and VA
Start here
Get pre-approved for a the Twin Cities metro home.
Reach Andrea Nemetz directly at (651) 769-5991. Pre-approvals, scenario modeling and program guidance are free, and I'll tell you plainly if waiting is the better move.